
03.21.25
A smartphone is only smart if it can connect you to the rest of the world with data. According to Ericsson, in 2024, the average mobile data usage in the U.S was 22 GB per month. That is mostly being driven by streaming, from your favorite shows on Netflix, to helpful how-tos on YouTube, to fit checks on TikTok.
For that kind of usage, you’re going to need to find an unlimited data plan that can support all that activity– without digging too deep into your wallet. That usually means staying away from the “Big 3” – AT&T, Verizon, and T-Mobile – so we’ve compiled a list of the best phone data plans at any budget, giving you a clear comparison between the different unlimited options.
With TextNow, you get unlimited talk & text, plus essential data, for $0/month. Stay connected without paying a penny on your phone bill.
Category | Provider | Plan Name | Price per Month | |
---|---|---|---|---|
Best Overall |
|
Month Pass | $39.99 | |
Best for 2 or more lines |
|
Total 5G Unlimited | $27.5/line for 4 lines | |
Best for Seniors |
|
Data | $15 with current promotion | |
Best for New Customer |
|
Base 5G Unlimited | $20 with BYOP promotion | |
Best for Perks |
|
Welcome Unlimited | $65 | |
Best Prepaid |
|
Unlimited Premium | $35 with current promotion | |
Best for AT&T, Verizon, or T-Mobile |
|
Essentials | $65 |
TextNow Tip: If you're planning on taking advantage of BYOP offers, shop around for the best phone deals to maximize your savings.
When looking at affordable unlimited data plan alternatives, it's easy to focus on the price tag and deem which ones are the best based on that alone. But, not all unlimited data is created equal – some plans offer truly unlimited data without high-speed caps, while others offer low caps that limit your ability to enjoy that data. Evaluating the different unlimited data plan offers, then, includes reviewing:
Data caps and speeds
Network coverage
Price, and
Real user reviews
Each of these factors are considered with their own weight, leading to a score that helps us determine the best picks.
Phone service used to be simple – you pay for minutes and texts, and use it as an actual phone, to stay connected to the rest of the world with a talk & text only plan. Nowadays, that connection also means liking your coworker's pregnancy announcement on Instagram, or cringing at your great aunt's Facebook posts.
A data plan is what allows you to connect to the rest of the apps and services on your phone that require internet (which is basically every app). It's like Wi-Fi for your phone that you can use when you don't have access to your home internet.
Typically there are 2 types of data plans: Limited and Unlimited.
Limited Data Plan: You purchase a specific amount of data every month and would need to pay extra once you use more than you buy.
Unlimited Data Plan: You can use the data unlimitedly by paying a flat rate. However, most providers have a fair usage policy restricting high-speed data when you reach a certain threshold; the cap will vary based on their regulations, such as 30GB, 50GB, etc.
A data plan is only able to connect to your phone via a SIM card. The SIM card connects to your provider's network through signals (that connect to the carriers' towers) to be able to pass on that data (internet) access back to your phone.
Know how much data you used.
The average monthly data used in 2024 was 22GB, however, that may not be the case for you. Find out the actual amount you use in your phone's settings to understand what your regular usage and data needs look like.
Understand what are your most used apps.
As you already know, some apps consume more data than others. For example, streaming apps consume more data than music apps. Figure out which ones are most used consistently, and whether that usage is mainly on data, or on Wi-Fi.
Calculate the average mobile data you need from your most used apps.
Once you better understand your most used apps, you can calculate the average data consumption from these apps over the past six months to one year to define the total monthly gigabytes required.
Revisit your plan regularly.
After knowing how much mobile data you need monthly, monitor and revisit the calculation to adjust the plan based on any changing behaviors (eg. you start working from home more and connect to Wi-Fi more than data.)
> Read More : How much data do I actually need?
Every big network (AT&T, Verizon, T-Mobile) has a clever tagline about their coverage superiority, and to be honest, all of them do have some decent coverage.
According to Allconnect, If you’re looking for the best all-purpose LTE coverage in the U.S, that would be Verizon with its 4G LTE service available to 70% of the nation. For 5G coverage, however, Verizon has the least amount of coverage. Instead, T-Mobile has the best with 54% of national coverage, the most out of any providers.
The carrier with the most comprehensive coverage that covers both 5G and LTE, however, is AT&T.
Regardless of the stats above, you should first determine how any of these providers’ coverage looks like in your area. The FCC (Federal Communications Commission) put together a mobile map that allows you to see all the carriers’ coverage in your area so you can easily compare.
Coverage matters, because using your phone outside your carrier's network can incur data roaming charges, especially when traveling.
The main difference between capped and uncapped unlimited data plans is whether there is a data limit for the usage. Technically, an uncapped data plan doesn't have a usage limit, giving you truly unlimited access to the high-speed data offered by that carrier. However, most carriers still have a restricted policy for high-speed data in uncapped data plans. They will slow down your internet speeds once you reach the threshold.
Capped Data Plans | Uncapped Data Plans | |
---|---|---|
Data limit | Yes | No |
Cost (monthly) | $15 - $35 | $30 - $90 |
Contention Ratio | Low | High |
Coverage | Same | Same |
Speaking of slower data speeds, you might come across the term contention ratio when looking up network bandwidth.
Contention ratio is the ratio of the maximum number of users sharing the same bandwidth to the available bandwidth. So, a high ratio would mean that more users are sharing the same bandwidth. What that means for you is that the higher the ratio is (the more users on the same bandwidth), the more likely it is that the connection you're experiencing will be slower during peak usage times.
If you’re wondering how a prepaid carrier is able to provide an unlimited data plan for half the price of someone like Verizon or AT&T, it’s because not all unlimited data is the same, and it's not all truly unlimited.
The FCC recently mandated that all carriers provide broadband fact sheets, which you’ll find under each provider’s plans page (they look like the nutritional values tables you'd see on the back of packaged food). If you look closely at those broadband fact sheets, you’ll notice that each plan stipulates exactly how much high-speed data is provided with that plan, whether any additional charges apply to going over that data limit, and what the download and upload speeds are. A lot of those “unlimited” data plans actually do have a high-speed limit. We’ve seen it range from 10GB to 100GB. All that means is that once you reach that cap, you will continue with “unlimited” data, but it will be at slower speeds for the duration of the service month.
And while some prepaid carriers do actually offer unlimited without a high-speed cap, they also proclaim that during times of congestion, their speeds will be slowed down temporarily (how long is another question entirely). So to find truly unlimited data, without experiencing slower speeds, your best bet is to sign up for an unlimited plan (postpaid) with AT&T, T-Mobile, or Verizon.
The best unlimited data plan really depends on what a data plan means to you. Follow this simple checklist to find the right one:
Price
Set a budget that makes sense for your monthly expenses. Do not go above it, and make sure that the price you see includes any other additional fees and taxes. Also confirm that any promotional prices you’re getting as a new customer do not expire after a month.
Speed
If you’re using an unlimited data plan for streaming and/or gaming, data speed is going to be very important to you. Make sure that you’re finding a plan that doesn’t slow down during times of congestion and has a large enough high-speed data cap to satisfy your phone needs. Bonus if the plan offers HD streaming (as some will only offer SD).
Coverage
You can get the best, most affordable data plan there is, but if the coverage in your area (specifically 5G coverage if you’re looking for speed) isn’t great, you’re never going to be able to get your money’s worth. Look up the coverage first, then decide on a plan based on the network that’s available in your area.
High-Speed Data
Lastly – and I know I probably beat this to death by now – but look at the high speed data you’re getting with each unlimited plan. Find out how much data you actually need, and based on that, how much is enough for you, and where that fits in your budget!
All you need is a SIM card – whether physical or eSIM – from the provider you choose your plan from.
To get that SIM, head over to the provider's website (or go in store where applicable) to purchase your desired plan and the subsequent SIM for activation.
If you're not sure that an unlimited data plan is for you, or you did the math on your usage and are not a heavy-data user, there are alternatives:
Limited Data Plans. You can look for a limited data plan with many cheap phone plan options available.
No Data Plans. If you're not planning on using any data, and just want a talk & text plan, there are options that start for as low as $0/month.
Another important consideration to make is whether you'd like to opt for a postpaid plan that ties you into a contract, is more expensive, but also offers network priority, or a prepaid phone plan that's more flexible and affordable.
If you have any questions or comments, send us a note at [email protected]!